We, at Baker Insurance, want to make sure you are able to have peace of mind knowing that from wall to wall and bottom to top, you are covered under your homeowners policy.
What is it?
Homeowners coverage is most commonly defined as a type of insurance that covers your home and its assets from a range of losses. This usually covers the interior and exterior walls of the home, along with any injuries that may occur while on the property. It is important to not confuse homeowners policies with a 'home warranty' or 'mortgage insurance'.
Homeowners Insurance is not limited to just 'homes'. It is also used as a means of insurance when both renting or owning apartments and condominiums. Therefore, if you are a landlord or a tenant, possessing a formidable policy is important.
Your Home, Inside & Out
There are many causes of loss that should be considered for a homeowners policy. We want to make sure you are adequately covered for all of your possible exposures - weather conditions, earthquake, fire, water, and more. It is even possible to have your personal belongings, such as jewelry, covered in the event of theft or loss.